Can you afford to carry on?
If you continue to earn £5,000 per month sales revenue, your net profit will be £1,415 per month. In ten years’ time, when you come to repay your bank loan, this (without taking tax or inflation into account) would amount to £169,800, so you could pay back your loan.
You have invested £40,000 in the business so the return on capital employed per year would be (operating profit =1,415 x 12)
16, 980 / 40,000 x 100 = 42.45% THE END